The latest evidence of media bias or media incompetence, sometimes it is hard to tell which is more pervasive, is the Associated Press story today about "disparate access" to retirement savings programs. The story is complete and utter nonsense, as are many AP stories.
The truth is that everyone in the US has access to a retirement savings program if they have a cell phone or a computer or knows anyone that does. The subset of the population not fitting into this category probably has nothing to save with, so they don't need access, they need money.
The effort to show discrimination in every nook and cranny of our lives typically results in rewarding incompetence, sloth, mendacity. The AP is a master of that effort.