Sunday, November 15, 2015

Insurance Without Health Care

As Obama trumpets the meagre spread of health insurance occasioned by the fourth year anniversary of the passage of the bizarrely-named Affordable Care Act, it is becoming increasing clear to many Americans that having Obamacare insurance is not the same as having access to health care.

"We have insurance, but can't afford to use it." So says, David R. Reines of New Jersey, quoted in today's NYTimes article, penned by Robert Pear.

In order to make Obamacare work, the deductibles -- that means what you pay before the insurance kicks in-- were raised to "sky-high" (that's the description in the article) levels.

Kevin Fanning of North Texas was quoted in the article saying:  "We could not afford the deductible.  Basically I was paying for insurance I could not afford to use."  He dropped his policy, according to the article.

Wendy Kaplan pays $ 1,200 per month for her Obamacare health insurance, according to  the article, for coverage with an annual deductible of $ 12,700.  Only Obama and his allies would call this "affordable."

An on and on.

The best quote of all in Pear's article is from Anne Cornwell of Chattanooga (whose annual deductible is $ 10,000): "When they said affordable, I thought they really meant affordable."

The insurance is affordable so long as you don't plan to use it.  Insurance without access to health care -- the Obama dream.   Form without substance.

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